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Tag: online

  • Top 5 Online Payment Platforms for 2022

    Top 5 Online Payment Platforms for 2022

    Online payment platforms that are not necessary for individuals operating a business and looking to market their products or services online.

    Providing a positive shopping experience for your customers, whether using sub-acquirers or payment gateway options, ultimately comes down to ensuring security during transactions, leading to increased sales.

    The e-commerce industry expanded by 75% in 2020 amid the pandemic, indicating a growing interest in exploring different ways of shopping.

    Hostbits offers a compilation of the top online payment platforms in 2022.

    Inspect and successful sales!

    What do online payment platforms refer to?

    Online payment platforms are instruments that facilitate the processing of digital transactions conducted and completed on your website.

    These platforms enable transactions to be completed using various methods, including bank slips, credit or debit cards, and even bank transfers.

    Various types of organizations, including public entities, private businesses, micro-entrepreneurs, and individuals, require the use of online payment platforms.

    These online payment services finalize the buying process by creating invoices and billing your clients, allowing you to monitor all transactions on your computer or mobile device.

    Which online payment platforms are recommended?

    There are various payment processors available in the market. It is essential to establish criteria and evaluate each aspect before selecting one.

    They will each have an impact on sales. Take a look:

    Safety

    The payment platform must indicate a secure purchase environment by using an HTTPS protocol and providing clear information about the checkout process.

    Assistance

    Payment could be the most crucial aspect of your online business, so it’s important to check if the platform provides excellent customer support to avoid any financial issues.

    One-Step Purchase

    The platform needs to retain customer data for future purchases, a feature commonly referred to as one-click purchase.

    We will now look at the top online payment platforms of 2021.

    Integrated Conciliation

    Make sure to verify if the online payment system accurately logs all the amounts and dates of your balances, as some platforms may offer the ability to predict future receivables.

    Paypal is a financial service provider.

    Paypal charges fees for transactions despite being a highly popular payment service globally.

    • 4.79% plus a set rate for domestic transactions.
    • 6.40% plus a set rate for global transactions.
    • Transaction fee of 1.92% is applied to parcel transactions and other types of trades.

    The service consolidates all payments from your company, offers installment choices, and accepts different payment methods like debit card, credit card, and bank transfer.

    I’m sorry, but it seems like there was an error in your request. Could you please provide the text that you would like me to paraphrase?

    Pagsafe is a nationwide digital payment platform offering multiple advantages, like installment plans up to 18 times, a diverse range of payment options (such as PIX), and acceptance of various credit card brands.

    Pagsafe also offers a mobile payment feature, but the rates may not be very attractive.

    • Debit received at the moment: 1.99%.
    • 4.99% for payments in cash or 5.59% for credit card transactions (deferred payment).
    • For transactions processed within 14 days: 3.99% for immediate payment or 4.59% for credit payment.
    • Purchases paid within 30 days will incur a fee of 3.19%, or 3.79% for credit installment purchases.

    Paid market – Market that requires payment

    The Free Market’s virtual portfolio includes the choice of transferring funds through the digital account balance, in addition to conventional payment methods.

    The Pago Market charges a fee of 4.74% for credit card transactions at the time of purchase.

    You will be responsible for covering the transfer fees to your account as it is not associated with any banking institution. Additional charges may apply.

    • Returns can be made within a period of up to 14 days, with a fee of 3.79%.
    • Up to one month. A rate of 3.03%.

    Pic Pay Pro 4

    PicPay Pro for businesses is a recently launched tool that enables companies to accept payments at a set rate of 2.99% per transaction.

    New users on PicPay can enjoy a 60-day zero rate promotion, but they must have a wallet on the platform.

    Five. Sky

    Cielo offers varying rates between 2.5% and 6% for transactions made with credit or debit cards, which is different from other payment platforms.

    Cielo offers a payment link called Cielo Super Link for making sales via Whatsapp at competitive rates.

    • Debit of 2% with remaining amount due in 24 hours
    • Credit starting at 2.5% interest, with the remaining balance due in 31 days.
    • Detachment at a rate of 3.25% with remaining amount due in 31 days.
    • 1 to 14 tickets cost $0.55 each, 15 to 24 tickets cost $0.45 each, and more than 25 tickets cost $0.35 each.

    Hostbits contributes to providing a fantastic e-commerce shopping journey.

    Did you find our suggestions regarding online payment platform choices for your business helpful?

    Hostbits provides a high-performance hosting option designed for online stores to enhance customer experience.

    Explore our choices thoroughly by selecting the banner below or get in touch with us immediately via our sales center.

  • Security measures for websites, blogs, and e-commerce: 7 straightforward strategies to safeguard your online presence in 2024.

    Security measures for websites, blogs, and e-commerce: 7 straightforward strategies to safeguard your online presence in 2024.

    Websites security is crucial for companies as breaches on private sites are increasingly frequent.

    Between January and April 2022, cyber attacks on small and medium-sized enterprise websites increased by over 41% as reported by Kaspersky.

    Corporate passwords theft and internet attacks are significant threats, stemming from the compromise of a heavily visited site by employees.

    In this article, we have presented some basic security precautions for websites that can be easily implemented for protection. Ready to learn more?

    How do websites implement security measures?

    Websites should not rely solely on protective measures for security. A comprehensive plan should be implemented, including actions such as:

    • Security;
    • I’m sorry, but it seems like the text you provided is incomplete. Could you please provide more context or the full text that you would like me to paraphrase?
    • Response.

    Safety

    Websites can be safeguarded with measures such as tools to block harmful traffic, surveillance, and additional security systems.

    Identification

    Proactive protection includes preventive measures to detect and address threats early on, aiming to prevent serious issues.

    Response

    Response measures should be taken to ensure website security after identifying a cyber threat.

    Consequences of attacks on websites, blogs, and online stores – what are they?

    Hacker infiltrations on websites can result in significant harm to businesses and brand reputation, as well as jeopardize user data and undermine company trustworthiness.

    It’s important to keep in mind that threats to website security are not rare occurrences and everyone is vulnerable to them.

    The American Stores website was unavailable for three days because of a cyber attack.

    The Fast Shop network had to stop its operations when the website went offline for the same reason.

    55% of companies do not combat cyber threats, according to a global survey conducted by Accenture.

    Main categories of website attacks.

    Paraphrased: Malicious software that blocks access to a computer system until a sum of money is paid.

    Websites can be targeted by hackers who threaten to expose or withhold data unless a ransom is paid, which is a well-known issue in cybersecurity.

    Keywords that are disguised

    Upon initial inspection, they will appear similar to your website pages, as only the written content has been altered.

    Counterfeit products

    Generate random webpages, typically in Japanese, filled with affiliate links to online stores that offer counterfeit products.

    Malicious software/infection

    If harmful software or a virus is introduced to your website, it could cause your page to become inactive or inaccessible.

    Denial of Service (DoS) – Service Denial

    Hackers utilize bots to inundate a website with artificial traffic, generate requests, and disrupt the server on which it is hosted.

    Phishing is a type of cybercrime.

    The scammers deceive their victims by posing as a part of their company and utilizing their brand to obtain personal details.

    Blackdoor

    Cybercriminals leave an unauthorized “access door” on compromised websites known as Blackdoor, a virus that provides administrator access via the infected computer.

    Malicious software

    Malware is a type of software that infiltrates computer systems with the intention of causing harm, disabling functionality, and utilizing the infected system or network for malicious purposes.

    • Storing, securing, or removing sensitive data.
    • alter or manipulate the primary functions of the system;
    • Monitor user behavior without authorization;
    • Demand money through threats.
    • Post spam or unsolicited advertising.

    7 straightforward security measures for websites

    Explore these 7 effective steps that can significantly enhance your website’s security.

    1. Activate SSL certificate

    You encounter SSL certificates frequently while browsing the web, indicated by the “s” in “https” and the lock icon in the address bar.

    Activating SSL is a simple way to safeguard your website and its visitors.

    Some hosting services such as Hostbits already come with this security feature included in their packages. SSL secures the data exchanged between your website and its users.

    It is crucial to have SSL security when handling payments, collecting login information, or sharing files on your website.

    Without the certificate, the data is left unprotected and exposed to hackers.

    Back up your data frequently.

    Some hosting providers, such as ours, handle this for you, but there is always room for enhancements in site security.

    Always ensure to verify the most recent backup date in order to prevent potential data loss.

    Storing an external backup in a different location could be the most effective solution in any case.

    3. Make sure to update your platform.

    Performing regular updates for both your WordPress plugins and theme is another method to ensure the safety of your site.

    39.3% of WordPress sites that were infected were found to have used an old version of WordPress, based on surveys.

    Protect yourself from Malware.

    A reliable hosting provider should handle your website’s security on your behalf.

    Most plans incorporate anti-malware (firewall) software as a key component.

    Malware protection safeguards your website from hacking when updated from a compromised computer.

    By implementing additional measures like SSL installation and regular backups, you enhance your website’s defense against malware.

    Review permissions for five items.

    Not everyone visiting your website needs to have identical privileges.

    This simple action lowers the risk of crucial files being accessed or breached by cybercriminals using external computers.

    Ensure that administrators are trustworthy individuals who prioritize security.

    6. Include CAPTCHA within the form fields.

    CAPTCHA, short for “Completely Automated Public Turing test to tell Computers and Humans Apart,” is a straightforward tool that can help stop bot attacks.

    This function determines if the individual attempting to log in to your website is a human or a robot.

    CAPTCHA tests are a useful method to block bots from reaching user accounts, online shopping, and other critical sections of your website.

    Select a reliable hosting service for your website.

    Your website may be secure at times, but if your hosting provider has weak security measures, it could still put your site at risk.

    Hostbits hosting plans come with security features such as weekly backups and complimentary SSL.

    Our Firewall offers artificial intelligence and enhances protection for your website and applications with an additional six layers of security.

    Hostbits provides enhanced security for websites.

    Which website security tips are you currently implementing and which ones will you start using today?

    For enhanced website performance and improved user experience, consider our hosting plans.

    Simply tap on the banner underneath.